CLEVELAND, Aug. 12 /PRNewswire/ -- As families start planning for college move-in day, many are considering whether to take a car to school. Some students enjoy having the freedom a car brings, allowing them to commute quickly and safely to class, activities and jobs.
If you plan to have your car on campus, it's wise to compare auto insurance rates before you move, especially since rates have decreased significantly since last fall. Whether you are buying a new policy for the first time, or looking to save your parents money, comparison shopping online is easy and can save hundreds of dollars.
"Teen and young adult drivers are the highest risk group for violations and accidents, so their rates will be expensive," said Sam Belden, VP at Insurance.com. "Insurance.com found that drivers ages 18-22 were paying an average rate of $150 a month for their own insurance. On average, young men pay about 10 percent more for auto insurance."
Taking your car to school? Consider these tips:
Purchase a parking permit
Check your school's policy on parking and buy a permit if necessary. The cost of the permit is well worth avoiding the hassle and expense of picking up your car at the impound lot. If you get a ticket, be sure to pay it on time - before it gets mailed home to Mom and Dad!
Choose a car that's less expensive to insure
If you are on your own for the first time, and in sticker shock from the cost of insurance, consider a used car that may not need comprehensive and collision coverage. Or pick a less expensive car to insure. A fuel-efficient Hyundai Sonata costs $1,770 to insure, while quotes for a new Scion averaged $2,850.
Drive safely
Concentrate on driving when you are on the road. Even one accident or ticket can increase your rates on auto insurance coverage by hundreds of dollars. And, don't lend your car to your roommate, because it's your insurance that pays!
Earn a Good Student discount
Students with a B grade average or higher usually qualify for an auto insurance discount of up to 15 percent. Look for low mileage discounts, too, if you drive less than 10,000 miles per year.
Manage credit cards carefully
Late payments will hurt your credit history and lead to higher auto insurance rates in states that permit insurers to consider it when setting rates.
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Wednesday, October 28, 2009
Thursday, October 15, 2009
Car Insurance - Free Online Auto Insurance Quotes In Seconds
Auto insurance quotes usually take a long time to get. You have to call up car insurance company after company, answer a series of questions, then get the car insurance rates they give you and move on to the next company. If you want cheap auto insurance rates then you don't have to spend all day calling several of the top automobile insurance providers. A recent Atlanta Car Insurance company has released an innovative website that will allow anyone in any city or state in the United States to compare quotes quickly and easily.
All you have to do is put in your zip code and press go here. Once you put in your zip code and hit go, you will be presented with the top low cost auto insurance companies in your area and the rates they can give you.
“The last time I was looking for new auto insurance, it took me several hours to call up each company and get quotes from them. With this website, all I did was put in my zip code and hit the button. This took out several hours of time and made the whole process much easier. The nice thing about finding cheap car insurance companies is that I can compare auto insurance coverage quickly and easily. I now realized that I could save about $46 a month just by switching my car insurance provider.” -Victor Parker
Aside from saving a lot of time while researching online auto insurance companies, you can save a lot of money too. Even if your current car insurance company seems to be giving you a good rate, it doesn't hurt to compare low cost auto insurance quotes here because you never know if you are getting the best rate.
“I though my old car insurance company was giving me a good deal. After coming across this website I was curious to see how much money I could save. I am now saving $288 a year just by spending a few minutes on this auto insurance website. Cool!”
Source
All you have to do is put in your zip code and press go here. Once you put in your zip code and hit go, you will be presented with the top low cost auto insurance companies in your area and the rates they can give you.
“The last time I was looking for new auto insurance, it took me several hours to call up each company and get quotes from them. With this website, all I did was put in my zip code and hit the button. This took out several hours of time and made the whole process much easier. The nice thing about finding cheap car insurance companies is that I can compare auto insurance coverage quickly and easily. I now realized that I could save about $46 a month just by switching my car insurance provider.” -Victor Parker
Aside from saving a lot of time while researching online auto insurance companies, you can save a lot of money too. Even if your current car insurance company seems to be giving you a good rate, it doesn't hurt to compare low cost auto insurance quotes here because you never know if you are getting the best rate.
“I though my old car insurance company was giving me a good deal. After coming across this website I was curious to see how much money I could save. I am now saving $288 a year just by spending a few minutes on this auto insurance website. Cool!”
Source
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